With its new PEA, Boursorama facilitates the stock market


The accessibility of the Boursorama PEA is making a leap forward and will benefit the bank’s customers who wish to simply build up stock market savings. The stock savings plan of the first online bank offers a new streamlined management mode – in addition to free management. The special envelope, competing with life insurance and which allows you to invest in the stock market with tax advantages, is now offered under 4 management profiles, from the most cautious to the most offensive. Clients will have complete freedom to switch profiles along the way, or switch back to a free management model.

5 facts about the new profiled PEA Boursorama

  • Available from 18 years old
  • 4 risk profiles
  • From 0.77% management fee
  • From €100 deposit upon subscription
  • From 20 € deposit

Discover the PEA Boursorama

To invest in the stock market, it is better to be wedged – or helped. This requires knowledge and until now, the PEA Boursorama was reserved for an autonomous and confirmed public. The arrival of a profiled PEA is excellent news for novices. The new offer will rely on Amundi’s expertise (European leader in asset management) to choose where to invest the funds according to the potential profitability and the risk incurred. All funds are 100% certified in terms of sustainable finance. From the application, it is also possible to see your detailed portfolio in real time and compare the different profiles according to their monthly performance.

The four profiles of the new Boursorama PEA are as follows:

  • Careful
  • Balance
  • International dynamic
  • Sustained offense

“After the ordinary securities account, life insurance and the retirement savings plan, Boursorama completes, with this PEA, its range of savings products under delegated management. It is now within the reach of our 4 million customers to build up financial savings over time and at their own pace, whatever their investor profile”, detailed the boss of Boursorama Banque, Benoit Grisoni. A easy way to start building stock market savings so.

An alternative to life insurance (which is a hit)

Like life insurance, the PEA is one of these tax loopholes. It constitutes a very interesting special envelope to dispose of for savings and allows to escape income tax past 5 years (8 years for life insurance). Opening a fairly young account is therefore something very relevant, which is why Boursorama wanted to capitalize on it and open its product to a wider variety of customers.

Its attractiveness can already be measured at Boursorama. Today, according to the online bank, 1 PEA opened in 5 in France comes from the establishment. The range is ultra-complete, rivals banking establishments from a price point of view, and investor confidence in its tools and the bank’s expertise is total. It must be said that Boursorama, before opening its online bank, was already a leader in financial information, brokerage and online savings.

Today, the Boursorama investment product offer is as follows:

  • Ordinary securities account
  • AEP
  • Real estate crowdfunding
  • Boursomarkets

Discover the PEA Boursorama

Before launching its new profiled PEA, Boursorama Banque unveiled Boursomarkets at the start of the year, to meet competition from Revolut, eToro and Trade Republic. The online bank opened a platform with 40,000 investment products available without brokerage fees, exchange fees or conditions to access them. It includes ETFs, OPCs, warrants and certificates.

In the future, Boursorama intends to go further. A significant portion of its investments will be allocated to new tools to better advise clients and follow them on their journey as savers and investors. In a recent interview with lemon squeezerthe managing director of Boursorama Benoit Grisoni confided:

“We must also go further in the duty of advice. Today I think that we are not yet relevant enough. On a scale of 1 to 10 for advice, I think we are at 2 or 3. We should do more and better. That we can be able via automatic services to advise each client on the savings or investment transactions that should be started now – in particular making more scheduled payments on smart products. And on savings too. We have a boulevard. This is the great battle of tomorrow.”

Current account

Conditions: No income condition – Welcome and Ultim cards

Annual fee: €0 • Initial deposit: €300

Check deposit: ✔ • Cash deposit: ✘

Bank card

Monthly cost of the card: 0 €

Euro zone withdrawals: Free • Euro zone payments: Free

Foreign currency withdrawals: 1.69% • Foreign currency payments: Free

Proposed cards

mobile payment



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