Boursorama Banque has absolutely not stolen its leading position on the French market. The online bank has more than 4.3 million customers, which makes it 6x bigger than its runner-up Hello bank!. However, it wants to go even further and reach the level of traditional BNP Paribas or Société Générale banks.
With its rate of growth, it should catch up with them in the next two to three years. Of course, the free account attracts people but online banking is especially appreciated by the fact that it is complete than a network bank. Finally, the bonus she puts forward for this (Pink) weekend is irresistible. If you open an account between November 4 and 7, 2022, Boursorama Banque will give you 150 euros in cash.
Open a free account
In fact, the online bank would not have to offer a bonus to attract its customers. Indeed, compared to a traditional bank, its customers already save 200 euros in bank charges per year. In the long term, it is therefore thousands of euros that they can save over a few years.
The icing on the cake, this bonus
When you open an account with Boursorama Banque, you can already opt for a premium and free formula. It is unconditional on income, without long-term commitment and it does not ask you to leave your current bank. All you have to do is fill out a quick form, activate your account and you’re done. In the middle of this quick procedure, you will be able to receive 150 euros in passing.
This premium is divided into two parts, in a very symbolic way. The first installment of 70 euros will be paid for opening and activating the account. The second installment of 80 euros will be credited when you choose your bank card. At Boursorama Banque, you will have the choice between 3 possible options: Ultim, Welcome or Metal. The Ultim and Welcome cards are free and unconditional, which is not the case for the Metal which is paid (9.90 euros per month).
If the Welcome card is very limited (ceiling, no overdraft, immediate debit), the Ultim and Metal cards are very similar. They have two big differences: the Metal card is made of metal and it offers all unlimited withdrawals anywhere in the world. Apart from these two small details, they are relatively close. It is therefore in your interest to choose the Ultim card, and this is what the vast majority of customers do.
By choosing the current account and the Ultim card, you have privileged and top-of-the-range access to the bank. This card is similar to a Visa Premier on insurance and guarantees. On the rest, it is also very flexible: you have unlimited and free payments and withdrawals everywhere in the euro zone, high payment and withdrawal limits, authorized overdraft and you can even choose deferred debit at the end of the month.
Open a free account
In terms of flexibility and pricing, today there is no French bank that does so well. If you need a premium and free card, Boursorama Banque will satisfy you. It’s no surprise that online banking manages to attract more than 100,000 new customers every month. You go there with no time commitment, you can experience top-of-the-range service and you have no accountability.
Conditions: No income condition – Welcome and Ultim cards
Annual fee: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Monthly cost of the card: 0 €
Euro zone withdrawals: Free • Euro zone payments: Free
Foreign currency withdrawals: 1.69% • Foreign currency payments: Free
The Pink Weekend is a perfect opportunity to open an account: Boursorama Banque does not ask you for anything more than the standard procedure to open an account. Only it pays you almost 3x more than the standard premium. Even if you don’t plan to use this account anytime soon, it’s worth opening an account now. This allows you to maximize your opening with this cash bonus of 150 euros.
Boursorama Banque is premium
Unlike neo-banks which attract a short-lived and insolvent clientele, Boursorama Banque is positioned as a complete establishment. Most customers take the plunge to make it their primary bank. That said, online banking does not force anyone: it is up to you to do so or not. If you just want to use his card occasionally, that’s also possible.
That said, you will quickly let yourself be tempted by the whole panoply of products it offers: current account, bank cards, loans, stock market, savings and more recently private equity. For the past few days, Boursorama Banque has embarked on this niche and is still demonstrating its efforts to attract additional customers. It is the only bank to offer such a product to its customers, further proof of innovation.
If you have the slightest question about one of these products, you have a great chance: Boursorama Banque offers a very complete customer service which answers the phone every day until 7:00 p.m. Otherwise, you can also contact him by email. On the first step of the Customer Relations Podium for 3 years, he proved that he was up to it. Online banking was particularly scrutinized on this point, in particular because it does not offer physical branches.
The results speak for themselves: 90% of customers are very satisfied with the bank and recommend it to those around them. On the Apple app store, the service scored 4.9/5 for over 178,000 ratings. All the lights are green for online banking, and the Pink Weekend should take it further afield. It’s a crazy chance to access the best online bank in France, while receiving a nice bonus of 150 euros in cash to do so.
To discover the Pink Weekend bonus, it’s here:
Open a free account