It’s time to step up a gear at Revolut. The neo-bank, which has 20 million customers, is embarking on a promotion campaign special in order to increase its rate of customer acquisition. For the occasion, his Metal card is at -41% since November 15 and until November 28. Please note, for Revolut customers, the offer will only be available from November 18 to 20.
To take advantage of this, Revolut asks to subscribe to its annual plan. In other words, the monthly payments will have to be paid in one go, for a subscription period of 12 months. This therefore amounts to paying 80 euros instead of the usual 135 euros. The neo-bank, traditionally, offers customers to pay monthly, namely 13.99 euros per month. With the exceptional reduction for this month of November, Revolut Metal therefore goes to less than 7 euros, which is cheaper than the Revolut Premium plan available at 7.99 euros per month.
Take advantage of the Revolut offer
Whether you opt for the annual or monthly offer, Revolut is one of those neo-banks that leaves no choice but a year-round commitment. The promotion on the Revolut Metal offer therefore adds no additional terms other than paying the amount of the subscription for 12 months at once. In a press release, the neo-bank justified its promotion by the fact that during this commercial holiday period with Black Friday, “customers will be able to spend intelligently”. Is this really the case? We detail the Revolut Metal plan below.
What advantages with Revolut Metal?
Should we give in to this rather unique promotion at Revolut? The question is whether a Metal offer really suits you. In 2022, Revolut added all the possible advantages on its most premium plan in order to compete with the best online banks like Boursorama. In addition to a metal card, more solid and quite prestigious (you can customize the colors and add patterns), the card is aimed at those who are looking for cashback, good insurance abroad, reduced trading fees, crypto-currencies or even higher withdrawal limits. The card is the most international of all, therefore ideal for travellers.
In terms of insurance, Revolut has subscribed to the highest plans of Visa and Mastercard to offer customers covers for personal liability, for winter sports, events, reimbursements, online purchases, as well as insurance for plane and train tickets, for luggage, theft and accidents. A deductible for car rentals (up to 2000 euros) is also available and overseas medical insurance in partnership with Allianz covers emergency medical and dental costs.
Take advantage of the Revolut offer
In one year, Revolut has gone from a neo-bank to the status of a full-fledged bank in France and savings and credit products will not be long in coming. In the meantime, it is already possible to obtain a French IBAN for your current account, to withdraw up to 800 euros per month with your Metal card (only 200 euros with the free card and 400 euros with the Premium card) and unlimited exchange of euros against 30 other currencies free of charge, from Monday to Friday (this operation can be very expensive in a traditional exchange office).
Outside Europe, the cashback on the Revolut Metal card increases to 1%, enough to happen, if you often use your card, to reimburse your monthly payments linked to your subscription. From the Revolut application, the Metal plan also offers cashback benefits on its Stays interface (hotel booking), where you will get up to 10% of the amount of the stay. Fares are also reduced for entry into more than 1,000 airport lounges worldwide. On this subject, if your plane is delayed by one hour and you have made your reservation with the Revolut card, you can go to a lounge for free (you and 3 relatives).
Finally, in terms of security and customer service, the Revolut Metal subscription takes priority. Your requests, directly from the application, will be answered before others, 7 days a week and 24 hours a day. A telephone line is also available, but it only allows information to be obtained via an automatically recorded voicemail. In case of loss of your card, Revolut provides an express shipment of a new card, anywhere around the world. Finally, for online purchases, it is possible to generate temporary virtual cards, which self-destruct after each purchase.
Annual fee: €0 • Initial deposit: €0
Check deposit: ✘ • Cash deposit: ✘
Monthly cost of the card: 0 €
Euro zone withdrawals: Free up to €200 per month • Euro zone payments: Free
Foreign currency withdrawals: Free up to €200 per month • Foreign currency payments: Free